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Loan Officer Resume Example

For mortgage roles the NMLS number and the states you are licensed in decide where you can originate at all, so both belong in the header area rather than buried at the bottom. Beyond licensure, hiring is production-driven: annual funded volume, units closed, pull-through rate and referral mix tell a branch manager in seconds whether you can carry a desk.

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Tobias Ferreira

Mortgage Loan Officer
Sacramento, CA tobias.ferreira@example.com +1 555 018 2299 linkedin.com/in/tobias-ferreira

Summary

Licensed mortgage loan officer, NMLS 1847320, licensed in CA, NV and AZ, with 8 years of retail origination. Funded 41m dollars across 118 units last year at an 87 percent pull-through rate, with 62 percent of volume from realtor referrals.

Experience

Mortgage Loan OfficerSierra Crest Lending Mar 2020 – Present
  • Funded 41m dollars across 118 units in the last 12 months, ranking 3rd of 27 originators
  • Held pull-through at 87 percent and average time to close at 21 days against a 30-day branch target
  • Built a referral network of 34 active realtor partners producing 62 percent of total volume
Loan Officer AssistantHalstead Home Finance Jan 2018 – Feb 2020
  • Supported 3 originators closing a combined 96m dollars annually
  • Cleared conditions on 640 files, cutting average condition turn time to under 24 hours

Skills

mortgage originationconventional, FHA and VA loansjumbo lendingEncompass LOSTRID and RESPA complianceDU and LP automated underwritingreferral network developmentpre-qualification and structuringself-employed borrower analysispipeline management

Education

BS Business AdministrationCamden Bay University 2013 – 2017

Certifications

  • NMLS Licensed Mortgage Loan Originator (NMLS 1847320), CA, NV, AZ
  • SAFE Act 20-Hour Pre-Licensing
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Mistakes that cost loan officer candidates interviews

  • Leaving off the NMLS number and licensed states, which a recruiter needs before a first call
  • Quoting volume without unit counts, which hides whether production came from a few large files
  • Not showing where business came from, since self-sourced referral volume is the real hiring signal

How to write your own version

Work through the example above section by section and replace it with your own detail. The structure is doing most of the work here — what changes is the evidence.

The summary

Two or three sentences: your role, your years of experience, your specialism, and the single strongest number you have. Notice the example does not open with an objective or a statement about what you are seeking. Employers know what you are seeking; the summary is where you say why you are worth reading.

The experience bullets

Start each with a past-tense verb and end it with something measurable. If a bullet could appear on any loan officer's resume, it is describing the job rather than describing you. Compare "handled daily operations" with a line that names the volume, the outcome and the timeframe — only one of those tells a hiring manager anything.

Skills and certifications

List the tools and credentials this field actually screens for, spelled the way postings spell them. Where a certification is a legal or practical requirement for the role, put it where it cannot be missed rather than at the foot of the page — for many roles it is a hard filter applied before a human reads anything.

Then tailor it to the posting

One generic resume sent to twenty employers performs worse than one resume adjusted twenty times. Pull the exact terminology from each posting and make sure the true ones appear in yours. Run the finished document through our free ATS checker to see what is missing before you send it, and compare your wording against Purdue University's job search writing guide if you want an independent reference.

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FAQ

Loan Officer Resume Questions

What should a loan officer resume include?

For mortgage roles the NMLS number and the states you are licensed in decide where you can originate at all, so both belong in the header area rather than buried at the bottom. Beyond licensure, hiring is production-driven: annual funded volume, units closed, pull-through rate and referral mix tell a branch manager in seconds whether you can carry a desk. In practice that means: a short summary naming the role, your experience with a measurable result on every bullet, the skills and tools this field screens for, your education, and any certifications the role requires.

How long should a loan officer resume be?

One page if you have under ten years of experience, two pages beyond that. Length is not the real issue — a two-page resume where every line earns its place beats a one-page resume padded with duties. Cut old roles and generic responsibilities before you cut measurable achievements.

What are the most important keywords for a loan officer resume?

Terms that commonly appear in postings for this role include: NMLS, mortgage origination, FHA, VA loans, conventional loans, Encompass, TRID, pull-through rate. Only use the ones that genuinely apply to you, and take the exact wording from the specific posting you are applying to.

Can I use this example as a template?

Use the structure and the way each achievement is phrased, but write your own content. The names and employers here are fictional, and a resume describing work you did not do will not survive an interview. Click "Use this example" to start from this layout with your own details.

Is this resume builder free?

Yes. Every template, the editor, the ATS score checker, the cover letter builder and PDF, Word and image downloads are free, with no account, no trial and no watermark.

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