Money for Young Adults — The Personal Finance Guide They Never Taught You in School

Your teens and 20s are the most powerful financial years of your life — and almost no one teaches you how to use them. Money for Young Adults is the personal finance guide school skipped, made simple and practical.

From your first budget and building credit the right way to avoiding debt traps, beating FOMO spending and starting to invest early, this book helps you set yourself up for a lifetime of financial freedom while time is on your side.

What you’ll get

• Build a healthy money mindset and your first budget young
• Understand credit — and avoid the debt traps
• Live below your means and beat FOMO spending
• Build your first emergency fund
• Start investing early and set financial goals for life

Inside this guide

• Why your teens and 20s are financial gold
• Building a healthy money mindset young
• Your first budget + learning to save early
• Living below your means
• Understanding and avoiding debt traps
• The truth about credit
• Building your first emergency fund
• Smart spending and beating FOMO
• Understanding investing early
• Building money habits that last + your 20s checklist

Who it’s for

Teens, students and young adults who want to master money early — and anyone who wishes they'd learned this sooner.

Why this guide

Starting young is the single biggest money advantage there is. This book hands it to you — the lessons school never taught.

More Personal Finance guides

Keep building your money skills: Master Your Money Mindset · Budgeting Made Simple · Get Out of Debt. Browse the full Digital Library, or use our free finance calculators and blog.

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Instant PDF download — read on any device. Free, unbiased financial-literacy resources: MyMoney.gov, Consumer Financial Protection Bureau.